The best recovery system

How the strongest debt recovery platform works

Import easily with our flexible import module

Whether you want to import cases through API integration, from an excel sheet, or through the client web, where clients can create cases themselves, cases are made with high reliability and the system adapts to you instead of you adapting to the system.

Cosmo enriches debtor

Once the cases are imported, the system begins to enrich the customers with data from public records as well as closed records that have been purchased access to.

Debbie automatically sends the right messages at the right times

Debbie's product Cosmo continuously collects new and relevant data on debtors' behaviour and factual information, then analyzes the data and makes recovery behavioral. It provides by definition the building block for the most efficient recovery.

Customer is easily registered in RC's open and closed register

One of the processes that can be time consuming is to register in RKI. We have solved that problem. With our intuitive interface, you can register one or more customers in RKI with a few clicks.

Automatically offer installment scheme

Debbie finds out for herself when it makes the most sense to offer a repayment scheme. The customer is notified and chooses one of the automatically offered repayment schemes, signs digitally and is given the opportunity to attach a debit card - without the involvement of a case worker.

Easy case management

If the debtor objects, a case manager can process the case by replying by email, letter or SMS. It can also be done with standard responses to objections and incoming emails are even automatically logged.

Easily create payment claims or subpoenas directly from the system

If you wish to hear the case, the case manager can, with a few clicks, create a payment order and send it directly to the appropriate jurisdiction. If the debtor is to be sued, Debbie can automatically set up the application on the

Powerful reporting

Debbie Insights ensure that you always know how to prioritize your resources. At the same time, it helps to give your customers an overview of their cases easily and intuitively.

Other features

Client and Customer Web

Give clients and customers an easy overview and streamline workflow.

Automatically calculate the client

Create the settlement agreements and let the system do the rest of the work.

Easy deposit registration

Preparation of replies and posting of payments with minimal time.


No time wasted journaling emails. It all happens automatically.


Reporting, satisfaction surveys, tracking of opened emails and more.

Intelligent monitoring

Let Cosmo monitor bad payers and indicate increased payment ability.


Easily write messages to the customer via e-box in the case management manual or automatic.


Increase the number of signed voluntary settlements, declarations of guilt and other documents.


Avoid missed court deadlines and the like by synchronizing your calendar with Debbie.

Open API

System integration directly to clients avoids human error and increased efficiency.

Integration to bank (Coming soon)

Record deposits in real time and avoid human error and unnecessary time.

Integration to accounting programs (Coming soon)

Let the posting be done automatically and thereby achieve high quality and lower resource consumption (Navision / E-Conomic / Visma)

Leave the technique and expensive consultancy bills to us and use your energy where it creates the most value.